Car Insurance Articles & Real-World Stories

Explore practical articles, real driver stories, and updates on car insurance enforcement from across the U.S. These posts go beyond state minimums — covering lapses, penalties, and tips to stay protected.

Looking for official state requirements? Visit the Car Insurance by State guide.


  • Why Arkansas Repealed — and Then Reinstated — Proof of Insurance for Vehicle Registration

    Why Arkansas Repealed — and Then Reinstated — Proof of Insurance for Vehicle Registration

    Why Arkansas Repealed — and Then Reinstated — Proof of Insurance for Vehicle Registration Did you know Arkansas once allowed drivers to register vehicles without showing proof of insurance? Back in 1991, the state passed a short-lived law that aimed to simplify registration—but it came with some serious side effects. This post walks through the…

    Read Full Story

  • Is The TUIFAC GT-805 The Best Cheap Dash Cam You’ve Never Heard Of?

    Is The TUIFAC GT-805 The Best Cheap Dash Cam You’ve Never Heard Of?

    Is the TUIFAC GT-805 the Best Cheap Dash Cam You’ve Never Heard Of? When it comes to dash cams, price often walks a fine line between “too cheap to trust” and “affordable but capable.” The TUIFAC GT-805 is a model that somehow threads that needle — delivering a surprising amount of tech in a small,…

    Read Full Story

  • Temporary Car Insurance: What It Is, When You Might Need It, and Real Alternatives That Work

    Temporary Car Insurance: What It Is, When You Might Need It, and Real Alternatives That Work

    Temporary Car Insurance: What It Is, When You Might Need It, and Real Alternatives That Work If you’ve ever found yourself asking, “Can I get car insurance just for a few days?” — you’re not alone. While the idea of temporary or short-term car insurance sounds convenient, the truth is a little more complicated in…

    Read Full Story

  • Does a Reckless Driving Ticket Affect My Insurance In Virginia?

    Does a Reckless Driving Ticket Affect My Insurance In Virginia?

    Does a Reckless Driving Ticket Affect My Insurance in Virginia? Getting hit with a reckless driving ticket in Virginia isn’t just a small speeding mistake—it’s a criminal offense that can follow you for over a decade. Aside from the hefty fines and possible license suspension, this kind of violation can seriously affect your car insurance…

    Read Full Story

  • VIOFO A229 Pro Dash Cam Review

    VIOFO A229 Pro Dash Cam Review

    VIOFO A229 Pro Dash Cam Review 4K Clarity, Smart Features, and Reliable Coverage Some dash cams just record. The VIOFO A229 Pro does a lot more. It captures clear 4K video from the front, sharp 2K from the rear, and brings in features like enhanced night vision, voice control, and built-in GPS — all without…

    Read Full Story

  • Car Insurance Insider Tips

    Car Insurance Insider Tips

    Car Insurance Tips From an Ex-Insurance Employee: Save Money & Stay Covered Looking for car insurance tips that actually save you money? A former insurance industry employee—posting anonymously as u/Free_From_Reddit—recently shared eye-opening insights after leaving a major auto insurer. We’ve summarized their best advice below to help you avoid common mistakes, lower your premiums, and…

    Read Full Story

  • What Happens If You Drop Insurance in Texas (Even if Your not Driving)

    What Happens If You Drop Insurance in Texas (Even if Your not Driving)

    What Happens If You Drop Insurance in Texas (Even If You’re Not Driving) Let’s say your car’s parked in the driveway. You’re not driving it, you’re not using it—so you figure, why pay for insurance, right? Texas monitors car insurance coverage on all vehicles regardless if it is driven every day or parked in a…

    Read Full Story

  • What is Full Coverage Car Insurance and do You Need it

    What is Full Coverage Car Insurance and do You Need it

    When it comes to protecting your vehicle, understanding the different types of car insurance coverage is crucial. One of the most talked-about options is “full coverage” insurance — but what exactly does that mean? In this guide, we’ll break down what full coverage typically includes, whether it’s right for you, and how to make the…

    Read Full Story